Home Checklists

Home Checklists 5 THINGS TO KNOW ABOUT TITLE INSURANCE 5 THINGS TO KNOW ABOUT TITLE INSURANCE Title insurance protects the holder from any losses sustained from defects in the title. It’s required by most mortgage lenders. Here are five other things you should know about title insurance. 1. It protects your ownership right to your home, both from fraudulent claims against your ownership and […]
Home Checklists 5 THINGS TO KNOW ABOUT HOMEOWNER’S INSURANCE 5 THINGS TO KNOW ABOUT HOMEOWNER’S INSURANCE 1. Know about exclusions to coverage. For example, most insurance policies do not cover flood or earthquake damage as a standard item. These types of coverage must be bought separately. 2. Know about dollar limitations on claims. Even if you are covered for a risk, there may be […]
Home Checklists 5 PROPERTY TAX QUESTIONS YOU NEED TO ASK 5 PROPERTY TAX QUESTIONS YOU NEED TO ASK 1. What is the assessed value of the property? Note that assessed value is generally less than market value. Ask to see a recent copy of the seller’s tax bill to help you determine this information. 2. How often are properties reassessed, and when was the last […]
Home Checklists 5 MOST DANGEROUS HAZARDS IN A HOME 5 MOST DANGEROUS HAZARDS IN A HOME Home owners beware: Several dangers may lurk in a home. If you’re not careful, they could make you sick. Pillar to Post, a home inspection company, reviews how to spot these dangers in the home and encourages you to contact a home inspector if your home may be […]
Home Checklists 5 FACTORS THAT DECIDE YOUR CREDIT SCORE 5 FACTORS THAT DECIDE YOUR CREDIT SCORE Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score: 1. Your payment history. Did you pay your credit card obligations on time? If they were late, then how late? Bankruptcy filing, liens, and collection […]
Home Checklists 5 COMMON FIRST-TIME HOME BUYER MISTAKES 5 COMMON FIRST-TIME HOME BUYER MISTAKES 1. They don’t ask enough questions of their lender and end up missing out on the best deal. 2. They don’t act quickly enough to make a decision and someone else buys the house. 3. They don’t find the right agent who’s willing to help them through the homebuying […]
Home Checklists 3 Options for Selling Your Home 03/10/2022 Discussing three options sellers have in today’s market. These days, sellers often ask us, “What’s my best option to get my home sold?” In today’s market, you really have three routes you could take: the iBuying route, the retail route, and the wholesale route. Today I’ll take about each of these options in more […]
Home Checklists 17 TIPS FOR PACKING LIKE A PRO 17 TIPS FOR PACKING LIKE A PRO Moving to a new home can be stressful, to say the least. Make it easy on yourself by planning far in advance and making sure you’ve covered all the bases. 1. Plan ahead by organizing and budgeting. Develop a master “to do” list so you won’t forget something […]
Don't Miss Our Next Post
Subscribe Now
Home Checklists 10 WAYS TO PREPARE FOR HOME OWNERSHIP 10 WAYS TO PREPARE FOR HOME OWNERSHIP 1. Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income. 2. Develop your home wish list. Then, prioritize the features on your list. 3. Select where you want to live. Compile a list of […]
Home Checklists 10 QUESTIONS TO ASK YOUR LENDER 10 QUESTIONS TO ASK YOUR LENDER 1. What are the most popular mortgages you offer? Why are they so popular? 2. Which type of mortgage plan do you think would be best for me? Why? 3. Are your rates, terms, fees, and closing costs negotiable? 4. Will I have to buy private mortgage insurance? If […]
Home Checklists 10 QUESTIONS TO ASK THE CONDO BOARD 10 QUESTIONS TO ASK THE CONDO BOARD Before you buy, contact the condo board with the following questions. In the process, you’ll learn how responsive — and organized — its members are. You’ll also be alerted to potential problems with the property. 1. What percentage of units is owner-occupied? What percentage is tenant-occupied? Generally, the […]
Home Checklists 10 QUESTIONS TO ASK HOME INSPECTORS 10 QUESTIONS TO ASK HOME INSPECTORS Before you make your final buying or selling decision, you should have the home inspected by a professional. An inspection can alert you to potential problems with a property and allow you to make an informed decision. Ask these questions to prospective home inspectors: 1. Will your inspection meet […]