Home Checklists

Home Checklists

Why You Should Work With A REALTOR?

Why You Should Work With A REALTOR? 1. You’ll have an expert to guide you through the process. Buying or selling a home usually requires disclosure forms, inspection reports, mortgage documents, insurance policies, deeds, and multi-page settlement statements. A knowledgeable expert will help you prepare the best deal, and avoid delays or costly mistakes. 2. […]
Home Checklists

WHAT YOU CAN DO TO IMPROVE YOUR CREDIT

WHAT YOU CAN DO TO IMPROVE YOUR CREDIT Credit scores, along with your overall income and debt, are big factors in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following: 1. Check for and correct any errors in your credit […]
Home Checklists

WHAT NOT TO OVERLOOK ON A FINAL WALK-THROUGH

WHAT NOT TO OVERLOOK ON A FINAL WALK-THROUGH It’s guaranteed to be hectic right before closing, but you should always make time for a final walk-through. Your goal is to make sure that your home is in the same condition you expected it would be. Ideally, the sellers already have moved out. This is your […]
Home Checklists

What If The Property Is A Short Sale?

What If The Property Is A Short Sale? Are you looking to buy a new home? Are you thinking that now’s a great time to find bargains? Before you make an offer, it pays to know a little about the seller’s situation. If a home is being sold for below what the current seller owes […]

Home Checklists Why You Should Work With A REALTOR? Why You Should Work With A REALTOR? 1. You’ll have an expert to guide you through the process. Buying or selling a home usually requires disclosure forms, inspection reports, mortgage documents, insurance policies, deeds, and multi-page settlement statements. A knowledgeable expert will help you prepare the best deal, and avoid delays or costly mistakes. 2. […]

Home Checklists WHAT YOU CAN DO TO IMPROVE YOUR CREDIT WHAT YOU CAN DO TO IMPROVE YOUR CREDIT Credit scores, along with your overall income and debt, are big factors in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following: 1. Check for and correct any errors in your credit […]

Home Checklists WHAT NOT TO OVERLOOK ON A FINAL WALK-THROUGH WHAT NOT TO OVERLOOK ON A FINAL WALK-THROUGH It’s guaranteed to be hectic right before closing, but you should always make time for a final walk-through. Your goal is to make sure that your home is in the same condition you expected it would be. Ideally, the sellers already have moved out. This is your […]

Home Checklists What If The Property Is A Short Sale? What If The Property Is A Short Sale? Are you looking to buy a new home? Are you thinking that now’s a great time to find bargains? Before you make an offer, it pays to know a little about the seller’s situation. If a home is being sold for below what the current seller owes […]

Home Checklists WHAT BUYERS NEED TO KNOW ABOUT TITLE WHAT BUYERS NEED TO KNOW ABOUT TITLE 1. Your mortgage lender is going to require it. Title insurance protects the lender and the secondary markets to which they sell the loans from defects in the title to your home and property. It ensures the validity and enforceability of the mortgage document. Title defects could include […]

Home Checklists TIPS FOR LOWERING HOMEOWNER’S INSURANCE COSTS TIPS FOR LOWERING HOMEOWNER’S INSURANCE COSTS 1. Review the Comprehensive Loss Underwriting Exchange (CLUE) report on the property you’re interested in buying. CLUE reports detail the property’s claims history for the most recent five years, which insurers may use to deny coverage. Make the sale contingent on a home inspection to ensure that problems identified […]

Home Checklists TIPS FOR BUYING IN A TIGHT MARKET TIPS FOR BUYING IN A TIGHT MARKET Increase your chances of getting your dream house in a competitive housing market, and lower your chances of losing out to another buyer. 1. Get prequalified for a mortgage. You’ll be able to make a firm commitment to buy and your offer will be more desirable to the […]

Home Checklists TAKE THE STRESS OUT OF HOMEBUYING TAKE THE STRESS OUT OF HOMEBUYING Buying a home should be fun, not stressful. As you look for your dream home, keep in mind these tips for making the process as peaceful as possible. 1. Find a real estate agent who you connect with. Home buying is not only a big financial commitment, but also […]

Home Checklists QUESTIONS TO ASK WHEN CHOOSING A REALTOR® QUESTIONS TO ASK WHEN CHOOSING A REALTOR® 1. Make sure you choose a REALTOR® who will provide top-notch service and meet your unique needs. 1. How long have you been in residential real estate sales? Is it your full-time job? While experience is no guarantee of skill, real estate — like many other professions — […]

Home Checklists PROS AND CONS OF GOING CONDO PROS AND CONS OF GOING CONDO Condominiums and townhouses offer an affordable option to single-family homes in many markets, and they’re ideal for those who appreciate a maintenance-free lifestyle. But before you buy, make sure you do your legwork. These are some of the important elements to consider: Storage. Some condos have storage lockers, but […]

Home Checklists LENDER CHECKLIST: WHAT YOU NEED FOR A MORTGAGE LENDER CHECKLIST: WHAT YOU NEED FOR A MORTGAGE • W-2 forms — or business tax return forms if you’re self-employed — for the last two or three years for every person signing the loan. • Copies of at least one pay stub for each person signing the loan. • Account numbers of all your credit […]

Home Checklists HOW HIGH TECH HOME IS YOUR HOME? HOW HIGH TECH HOME IS YOUR HOME? If the latest technology or entertainment options are important in your new home, add the following questions to your buyer’s checklist. 1. Are there enough jacks in every room for cable TV and high-speed Internet hookups? 2. Are there ample telephone extensions or jacks? 3. Is the home […]

Home Checklists HOW BIG OF A MORTGAGE CAN I AFFORD? HOW BIG OF A MORTGAGE CAN I AFFORD? Not only does owning a home give you a haven for yourself and your family, it also makes great financial sense because of the tax benefits — which you can’t take advantage of when paying rent. The following calculation assumes a 28 percent income tax bracket. If […]

Home Checklists GET YOUR FINANCES IN ORDER: TO-DO LIST GET YOUR FINANCES IN ORDER: TO-DO LIST 1. Develop a household budget. Instead of creating a budget of what you’d like to spend, use receipts to create a budget that reflects your actual spending habits over the last several months. This approach will factor in unexpected expenses, such as car repairs, as well as predictable […]

Home Checklists COMMON CLOSING COSTS FOR BUYERS COMMON CLOSING COSTS FOR BUYERS You’ll likely be responsible for a variety of fees and expenses that you and the seller will have to pay at the time of closing. Your lender must provide a good-faith estimate of all settlement costs. The title company or other entity conducting the closing will tell you the required […]

Home Checklists CLOSING DOCUMENTS YOU SHOULD KEEP CLOSING DOCUMENTS YOU SHOULD KEEP On closing day, expect to sign a lot of documents and walk away with a big stack of papers. Here’s a list of the most important documents you should file away for future reference. • HUD-1 settlement statement. Itemizes all the costs — commissions, loan fees, points, and hazard insurance […]

Home Checklists BUDGET BASICS WORKSHEET BUDGET BASICS WORKSHEET The first step in getting yourself in financial shape to buy a home is to know exactly how much money comes in and how much goes out. Use this worksheet to list your income and expenses below. INCOME Take Home Pay (all family members): Child Support/Alimony: Pension/Social Security: Disability/Other Insurance: Interest/Dividends: Other: […]

Home Checklists 8 Guide Tips For Your Home Search 8 Guide Tips For Your Home Search 1. Research before you look. Decide what features you most want to have in a home, what neighborhoods you prefer, and how much you’d be willing to spend each month for housing. 2. Be realistic. It’s OK to be picky, but don’t be unrealistic with your expectations. There’s […]

Home Checklists 7 REASONS TO OWN YOUR HOME 7 REASONS TO OWN YOUR HOME 1. Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home. 2. Appreciation. Real estate has long-term, stable growth in value. While year-to-year fluctuations are normal, median existing-home […]

Home Checklists 6 CREATIVE WAYS TO AFFORD A HOME 6 CREATIVE WAYS TO AFFORD A HOME 1. Investigate local, state, and national down payment assistance programs. These programs give qualified applicants loans or grants to cover all or part of your required down payment. National programs include the Nehemiah program, www.getdownpayment.com, and the American Dream Down Payment Fund from the Department of Housing and […]

Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. © 2022 First Multiple Listing Service, Inc. All rights reserved.

©2022 Georgia Multiple Listing Service All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than CENTURY 21 Results may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2022 All rights reserved.

Northeast Georgia Board of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than CENTURY 21 Results may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2022 All rights reserved.

© 2022 Results Realty Services LLC. All rights reserved. CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Results Realty Services LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each franchise is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with or related to Century 21 Real Estate LLC nor any of its affiliated companies.

Home

Properties

About Me

Blog

Neighborhood News